arrow   Title Insurance

Understanding what title insurance is and how it benefits you is a question many have, especially for first time home buyers. There are several risks that can be brought to your attention in any real estate transaction at the time of closing. Freedom Title can help by insuring the title to your property against any of the common defects possible:
  • Gaps or errors in the chain of title
  • Issues arriving from the divorce of married persons in title
  • Debts or claims of debt of a decedent against property conveyed by heirs
  • Undisclosed heirs
  • Documents improperly recorded with the county
  • Deeds by minors/other persons who do not have the legal authority to contract
  • Nj state inheritance tax liens
  • Nj and federal estate tax liens
  • Adverse possession
  • Special tax assessments
  • Probate matters
  • Improper modification of documents
  • Inaccuracies presented in the municipal tax records
  • Inaccurate property descriptions
  • Documents executed under revoked, expired or false powers of attorney
  • Encroachments/boundary line/overlap disputes that could be revealed by a survey
  • Utility easements
arrow   Settlements

Freedom Title offers settlements for all types of transactions being a refinance, residential purchase or commercial transaction. We can close any time of the day whether that be in office, at another business place or the borrowers home. Even if the closing is out of nj or pa we have highly experienced notary closers in all states to cover the closing.
  • We usually get title reports back within 2 – 3 business days
  • We have a great processing staff for removal of judgments and receiving payoff information
  • Preparation of settlement sheet (hud-1)
  • We offer all scheduled closings at any time of the day
  • All notary closers are highly trained
  • Disbursements of all funds from settlement
  • Post closing documents returned on time
  • All recorded documents mailed to county recorder within 24hrs of file being funded